Insurance Claim Flooring

Insurance if your flooring has been damaged in an event covered by insurance our professional team can assist with your insurance claim.

Insurance claim flooring.

The two most common homeowners insurance policies are ho 3 and ho 5. Most homeowners insurance policies probably provide either ho 2 or ho 3 coverage. It means that something awful has happened. Once your claims adjuster has come out and inspected the damage he will contact the flooring contractor that he trust will be most helpful in dealing with your unforeseen circumstance and have them call you directly.

Damage isn t covered if the cause isn t on the list. Content manipulation this refers to moving all the loose breakable items and replacing them afterwards. The reality is that it depends a lot on the type of homeowners insurance they have and how much coverage they purchased. People often assume that they ll be able to file a claim on their homeowners insurance policy in the event that their beloved hardwood gets damaged.

Dealing with an insurance claim can be very stressful. Prior to performing the repairs we will liaise with your insurance company to achieve the desired outcome. An ho 2 policy insures your building including the floor against 13 different threats including fire cars or planes hitting the house a pipe or water heater rupturing and accidental electrical discharge. Usually the insurance company has a fixed rate per hour to compensate the homeowner.

I believe it is usually 35 40 hr. Here are some water damage insurance claim tips that will help you maximize your claim and get insurance to cough up the money.